Credit Reports

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Credit Report Information

Credit reports contain all of your personal information. Your name, maiden name, social security number, date of birth, address, telephone, spouse, work history, your previous addresses, names and other information are included. You must keep your personal information accurate on your credit reports as failure to do so may result in information pertaining to another individual listed on your reports. Most of the time accounts listed on your credit reports that belong to some one else will be bad debts. This type of thing happens more than people realize. Statistics show that two out of three credit reports contain errors ranging from an incorrect address or employer to incorrect credit accounts and public records.

Your credit is one of your most important assets. Most people only find out they have credit problems when they need their credit and cleaning up credit reports takes time. Therefore, make your payments on time, check your credit reports often and if you find an error, don't wait. Do something about it.